Solutions
Matching Your Business with the Right Financial Resource
Whether you’re starting a business or planning for growth, Optimum Capital Funding can help you secure the right capital package for your business. We offer a wide variety of financial options for small businesses and mid-size companies, including:
- Angel Investors
These are individuals who, unlike venture capitalists, invest their own funds. Typically, angel investments bear high risk and, as such, require a very high return. Generally this resource falls somewhere between “friends and family” funding and venture capital.
- Venture Capital Funding
This is capital provided to early stage companies with high risk and high potential. In return for their financial support, investors receive equity in the companies they invest in. It can be an option for new companies with limited history or those that are too small to raise capital in the public markets.
- Mezzanine Financing
This instrument is structured as a subordinated debt against company assets or as equity in preferred stock. Since there is increased risk to the investor, a high rate of return is expected. Mezzanine financing is a viable alternative, particularly when lower cost options are not available.
- Asset Based Financing
This is basic lending secured by an asset. It includes: borrowing base certificates (lines of credit based on inventory and accounts receivable), purchase order and sales financing, factoring, and accounts receivable financing. For companies that are unable to raise money in the normal marketplace or need more immediate capital for project financing, this can be a useful alternative.
- Commercial Banks
Not all banks are the same and in today’s challenging financial marketplace, finding the right bank for your company is crucial. Optimum Capital Funding takes the time to understand your business so that you can be matched with the right partner for your long-term success.
- Private Equity
These groups provide investment in the private equity of operating companies from a variety of sources. They require a controlling or substantial minority position in a company. This can be a good avenue for companies that have plans for an IPO, merger, acquisition, or recapitalization.
- Equipment Leasing
Rather than providing capital, this option furnishes the equipment that a company needs to expand their business. The advantages include making lower payments than would be required on a loan, benefiting from tax deductions, conserving working capital, and gaining immediate access to state-of-the-art business equipment.
- Small Business Administration Loans
These loans are made through approved banks, credit unions, and other lenders and offer a government guarantee of up to 90% of the debt. The team at Optimum Capital Funding works with the SBA in order to determine the right package for your needs and secures the best loan for your business.
So why not take the first step to success today? Just take a few minutes to fill out and submit a business profile form. We’ll evaluate your situation, recommend the best path for your business, and assist in securing the appropriate financial resource. Don’t miss your opportunity to realize the future your company deserves.
